4.住房公积金贷款与商业贷款对比。
每万元住房公积金贷款与商业贷款还款数额对比
2007年11月21日起
|
贷款 年限 |
公 积 金 贷 款 |
自营性个人住房贷款(已下浮15%) |
自营性贷款多付利息 |
||||
|
年利率 |
月还款额 |
到期本息 |
年利率 |
月还款额 |
到期本息 |
||
|
1 |
0.0477
|
|
10477.00 |
0.063495 |
|
10619.65 |
142.65 |
|
2 |
0.0477
|
437.68 |
10504.43 |
0.06426 |
445.13 |
10683.08 |
178.65 |
|
3 |
0.0477
|
298.68 |
10752.39 |
0.06426 |
306.15 |
11021.52 |
269.13 |
|
4 |
0.0477
|
229.25 |
11004.12 |
0.06579 |
237.51 |
11400.67 |
396.55 |
|
5 |
0.0477
|
187.66 |
11259.63 |
0.06579 |
196.03 |
11761.90 |
502.28 |
|
6 |
0.0522
|
162.07 |
11669.17 |
0.066555 |
168.84 |
12156.53 |
487.36 |
|
7 |
0.0522
|
142.38 |
11959.51 |
0.066555 |
149.25 |
12536.86 |
577.35 |
|
8 |
0.0522
|
127.65 |
12254.33 |
0.066555 |
134.63 |
12924.40 |
670.07 |
|
9 |
0.0522
|
116.24 |
12553.59 |
0.066555 |
123.32 |
13319.09 |
765.50 |
|
10 |
0.0522
|
107.14 |
12857.29 |
0.066555 |
114.34 |
13720.89 |
863.60 |
|
11 |
0.0522
|
99.74 |
13165.40 |
0.066555 |
107.04 |
14129.74 |
964.33 |
|
12 |
0.0522
|
93.60 |
13477.90 |
0.066555 |
101.01 |
14545.56 |
1067.66 |
|
13 |
0.0522
|
88.43 |
13794.76 |
0.066555 |
95.95 |
14968.30 |
1173.55 |
|
14 |
0.0522
|
84.02 |
14115.94 |
0.066555 |
91.65 |
15397.88 |
1281.94 |
|
15 |
0.0522
|
80.23 |
14441.42 |
0.066555 |
87.97 |
15834.21 |
1392.79 |
|
16 |
0.0522
|
76.93 |
14771.17 |
0.066555 |
84.78 |
16277.22 |
1506.05 |
|
17 |
0.0522
|
74.04 |
15105.14 |
0.066555 |
81.99 |
16726.81 |
1621.67 |
|
18 |
0.0522
|
71.50 |
15443.31 |
0.066555 |
79.55 |
17182.89 |
1739.58 |
|
19 |
0.0522
|
69.24 |
15785.63 |
0.066555 |
77.39 |
17645.37 |
1859.74 |
|
20 |
0.0522
|
67.22 |
16132.06 |
0.066555 |
75.48 |
18114.14 |
1982.08 |
|
21 |
0.0522
|
65.41 |
16482.57 |
0.066555 |
73.77 |
18589.11 |
2106.54 |
|
22 |
0.0522
|
63.78 |
16837.10 |
0.066555 |
72.24 |
19070.15 |
2233.06 |
|
23 |
0.0522
|
62.30 |
17195.60 |
0.066555 |
70.86 |
19557.17 |
2361.57 |
|
24 |
0.0522
|
60.97 |
17558.05 |
0.066555 |
69.62 |
20050.05 |
2492.00 |
|
25 |
0.0522
|
59.75 |
17924.37 |
0.066555 |
68.50 |
20548.68 |
2624.30 |
|
26 |
0.0522
|
58.64 |
18294.54 |
0.066555 |
67.48 |
21052.93 |
2758.40 |
|
27 |
0.0522
|
57.62 |
18668.48 |
0.066555 |
66.55 |
21562.70 |
2894.22 |
|
28 |
0.0522
|
56.68 |
19046.16 |
0.066555 |
65.71 |
22077.85 |
3031.69 |
|
29 |
0.0522
|
55.83 |
19427.51 |
0.066555 |
64.94 |
22598.27 |
3170.76 |
|
30 |
0.0522
|
55.03 |
19812.49 |
0.066555 |
64.23 |
23123.84 |
3311.35 |